I’m a student but I live like a rich kid on a budget – I always go out for drinks & love takeaway coffees, here’s how

THE cost of living is pinching all our purse strings more than ever before.

Finding new ways to save money whilst still being able to enjoy your downtime has never been more important. 

From cutting costs on cappuccinos to saving on gym memberships, Coffee Club has  partnered up with 23-year-old student, Jess Martin, from Buckinghamshire, who shares her money saving hacks with her 11.6K followers to help you enjoy life without having to cut back on too much.  

Keep your bank balance positive with happy hour 

“Most bars offer cocktails that are 2-for-1 or student discount during various times and days of the week, and who doesn’t need another excuse for a  quick break on a Monday afternoon?

You can check your Unidays  or Student Beans app to find out which venues offer student discounts,  and a quick web browse on restaurant/bar websites will tell you when the happy hours are. 

“Some restaurants also offer lunch time deals or set menus which are a cheaper alternative to eating from the main menu. You can also sign up to member schemes through restaurant websites to get up to 20% off, sometimes even on weekends.  

“Subscription services such as tastecard also offer 2-4-1 across loads of different chain and independent restaurants,  which is a great way to save in the long run.” 

Hot drinks, chill bank statements 

"We all splurge on little treats to brighten the day, whether it's a hot drink or a guilty-pleasure after-lunch treat – and we deserve them!

"If you're reluctant to give up your everyday staple,finding ways to save on these costs is a great way to carry on enjoying those well-earned breaks.  

“For me as a coffee lover using a subscription service like Coffee Club  allows me to make savings as I spend, I mean who doesn’t love coffee? Especially when I can set aside the money I’ve saved for other treats. 

“Coffee Club is a monthly subscription service offering a 25% discount on all  standard sized barista-made drinks at hidden independent gems and high street favourites such as Black Sheep Coffee, Ditto Coffee and Caffé Nero.

No gym, no problem

“If you love staying fit but a £20 gym membership is just too much to part with every month, there are loads of great YouTube videos for yoga and fitness, for example, Yoga with Adrienne and Chloe Ting for HIIT workouts. 

“There are also a number of different workout routines online and social media that can be done at home, which can be super useful  if you want a quick, free workout.” 

Reduce,  reuse – RESELL! 

“A great way to make a bit of extra cash is by selling clothes you no longer wear that are unworn or in excellent condition. 

“If you’re like me and love fashion, you’ll find your wardrobe gets super full and you’ll have clothes sat in there that you haven’t worn for months, so what better way to make your money back than selling them, it’s also better for the environment than just throwing them away. 

Keep calm and budget that loan 

“Budgeting your student loan or graduate wage is a great way to ensure you’re getting the most for your money.  

“If you put the dates in your calendar that your loan or payday drops and the week before, work out how much you can spend per week on food, travel  and other activities it will make sure you have enough to last you the month. 

“There are also some amazing online tools to help with budgeting  if you need a bit of extra help working it out.” 

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